Do I Really Need Liability Insurance for my Pleasure Boat?

Written by on 6/8/2017 7:30 AM in , , , , , . It has 0 Comments.

Do I Really Need Liability Insurance for my Pleasure Boat? It’s not a big boat and it didn’t cost a ton of money.  I only plan to take it on the water a few times this year, so why should I have to worry about any kind of boat insurance? After all, what could possibly happen while I’m taking a short cruise or fishing? This is a common sentiment among many people that plan to take small trips this year.  However, the truth is,  boat insurance is very important and without it, you could be in some serious trouble.  What is Boating Liability Insurance?  There are two main components of liability coverage.  Both of these coverages provide valuable protection and they come as a package in Canada.  Property Damage Liability Property damage liability covers damage that you might accidentally inflict on other people’s boats or property.  For example, suppose you were out boating and a collision occurred.  True, this is a rare instance, but it ...

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Protecting Yourself From Email Viruses

Written by on 5/16/2017 6:11 AM . It has 0 Comments.

In today's world email viruses are becoming increasingly common. These viruses can be dangerous to business owners and individuals alike. Here are some tips to keep your business and personal information safe: 1) Watch Out For Attachments You should never open an attachment on an email from an unknown sender. These attachments can start spreading viruses when you open the file. They could also trigger software to be installed that can record your user name and password or give an intruder remote access to your computer.  Be very wary of attachments.  2) Be Cautious of Links Within Email Messages Web links can deliver malware to your computer.  Although they may take you somewhere that looks familiar, it isn't necessarily a legitimate site. Make sure you look for discrepancies like misspellings.  3) Take Notice of Unusual Emails from Someone You Know Spoof email address can make it seem like someone your know is sending you a message. If you receive an email from someone you know ...

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Carbon Monoxide Detectors Could Save Your Life!!

Written by on 4/6/2017 10:08 AM . It has 0 Comments.

 What can you do to prevent carbon monoxide poisoning?

-Have your any gas, oil, coal or wood burning appliances serviced by a qualified technician every year.

-Install a battery-operated or battery back-up carbon monoxide detector in your home and check or replace the battery when you change the time on your clocks each spring and fall.

-Leave your home immediately and call 911 if your CO detector ever sounds. Seek prompt medical attention if you suspect CO poisoning and are feeling dizzy, light-headed, or nauseated.

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Congratulations to our Graduates and Award Winners

Written by on 4/15/2016 4:30 AM in , , , , , . It has 0 Comments.

The principals and staff of Fairway Insurance would like to take a moment to congratulate our recent Canadian Accredited Insurance Broker (CAIB) graduates and award recipients from the Insurance Brokers Association of Nova Scotia’s, graduation and Aspire Awards ceremony. This year we were very proud to have 5 CAIB graduates and 2 awards winners recognized. 

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What To Expect When Insuring a Home

Written by on 2/23/2016 6:34 AM in , , , , . It has 0 Comments.

  Whether you are buying your first home, a different home or shopping around for a new insurance provider: -Insurance brokers will ask questions. Questions such as date of birth, occupation, previous insurance information are commonly asked. Trust that there is a reason you are being asked your date of birth (age discount), previous insurance (claims free discount). Other questions help determine the overall risk and underwriting of the potential policy. -You will be asked questions you might not know. If you are purchasing a home, the realtor website typically does not provide all of the necessary details required by your insurance broker. More specifically, the updates of the home. They play a significant role in determining not only the cost of your insurance but the eligibility. Unless the roof was recently replaced and it is being used as a selling feature, you cannot find the dates for such things as: plumbing, roof, electrical and heat. Most companies require updates within 25 years. There are ...

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Top 10 Tips for a Safe and Happy New Year

Written by on 12/31/2015 7:38 AM . It has 0 Comments.

The New Year is upon us and this year we encourage everyone to read and follow this guide from the Insurance Bureau of Canada as a part of your New Years Resolution.  The IBC's top 10 Tips for a safe New Year are: Review your insurance policy to ensure that you have adequate coverage. Shop around to find the right policy for your own unique situation. To prevent possible slips and falls, keep your walkways and front stairs clear of snow and ice. Create or review your family emergency plan. Update your home inventory list by adding new items, including gifts received over the holidays.  Note the approximate value of the items, including makes, models, serial numbers and any other identifying marks. If necessary, hire an appraiser to determine the value of works of art or jewellery avoid a possible claims misunderstanding. Take photos or a video of your home's contents. Keep your home inventory list, and photos or video of yo ...

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Safety During the Holiday Season!

Written by on 11/26/2015 7:27 AM in , , , , , . It has 0 Comments.

It’s that time of year again and with all the hustle and bustle of the Holiday Season comes added risk.  Not only has the weather cooled down meaning winter driving conditions and using more heat like wood stoves and space heaters, but cars are filled with presents making them susceptible to theft.  We need to protect the things we treasure most this time of year and always.  

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