Be a Better Driver!!

Written by on 6/26/2018 4:44 AM in , , , , , , , , . It has 0 Comments.

Let’s face it, at some point in our driving history we have all been distracted by one thing or another, lucky for most of us, we haven’t caused an accident…YET! Distracted driving has become a serious issue in today’s society. The use of cell phones in cars has increased significantly. RCMP are now cracking down on distracted driving, and are handing out some hefty fines, and we couldn’t agree more…for everyone’s safety. Here are our top 8 tips on how to stop being a distracted driver: If your phone allows it, turn on Do Not Disturb while driving If your phone doesn’t have do not disturb, put it out of reach Set your GPS before your start driving do you don’t need to do it when you’re on the road. Make sure your passengers are not a distraction. If you have children, give them something to occupy them Avoid eating, drinking, and applying make-up while your vehicle is in motion Keep music at a reasonable level so ...


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Trampolines and Safety!!

Written by on 6/25/2018 4:48 AM in , , , , , , , . It has 0 Comments.

Trampolines are becoming more popular every year.  With varying types from small, for personal exercise, to the large outdoor variety, there’s never been a better time to talk about trampoline safety. Every year there are approximately 100,000 trampoline related injuries, the majority of which happen to children. Trampolines are not recommended for at home use, however if you must have one there are guidelines to follow. Here are some trampoline safety tips: Be sure to talk to your insurance broker before installing a trampoline. Ensure there is adequate supervision when the trampoline is in use. Only one person at a time should be using the trampoline. Make sure the trampoline is on level ground and that there is a 2-meter clearance around the sides. Using a trampoline safety net can help prevent injuries from falls Never attempt somersaults on the trampoline. Make sure supporting bars and landing surfaces have sufficient padding. Inspect the tramp ...


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How Much Commercial Building and Equipment Coverage Should I Have?

Written by on 6/21/2018 5:57 AM in , , , , , , , , . It has 0 Comments.

At some point in time as a business owner you have had to decide how much insurance coverage you feel you need on buildings, equipment or stock that you own or are responsible for.  Hopefully the following will help you make an informed decision. Most property insurance polices contain a “Co-Insurance Clause”.  The word in essence means that both parties, yourself and the insurance company can become partners in payment of an insured loss.  Most insurance claims to buildings, equipment or stock tend to be partial losses and not total losses and an insurance company needs to collect enough in premiums to cover all losses and expenses.  It is impossible to know who is going to have a partial loss verses a total loss, so to stop businesses from only insuring a portion of the value of a given building, equipment or stock a “Co-Insurance” penalty is contained in the contract wording.  In simple terms this clause states that insured losses are settled on the basis o ...


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Let's Give Back

Written by on 6/18/2018 3:50 AM in , , , , . It has 0 Comments.

Here at Fairway, we regularly give our time to support local charities and our communities.  We do it all, from volunteer firefighters, coaching children, participating in major events like the Canadian Cancer Societies Relay for Life, and practically everything in between.  Here are our top 5 reasons why we think everyone should volunteer: 1. You’re giving back to the community. When you volunteer you are helping those who really need it.  You are helping strengthen your community. Whether you are helping tutor children, supporting families in eldercare, or cleaning up the local beach, your community reaps the benefits.   2. You’re helping make a difference. There is no satisfaction like knowing you are making a difference in someone’s life.  Even the small things can make a huge difference. 3. It gives you self-confidence and a sense of accomplishment Knowing at the end of the day that you helped someone smile, be it a child or an adult in need, not only ...


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The Importance of Wearing a Lifejacket

Written by on 6/14/2018 3:41 AM in , , , , , , , . It has 0 Comments.

With summer just around the corner, many Canadians are dreaming of fun-filled days out on the water with family and friends. While boating is a great activity for people of all ages – it also comes with serious risks. Wearing a life jacket is a simple yet extremely important way to keep you and your family safe. Wearing a life jacket is important because: 1.      They save lives 2.      They help turn an unconscious person in a face-up position in the water 3.      Boating accidents can occur to even the most experienced boat drivers and crew 4.      Boating accidents occur during any type of weather 5.      Adults are just as likely as children to drown 6.      Being intoxicated or having alcohol in your system affects your swimming ability 7.      They help prevent hypothermia It is important to stay educated on the ...


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5 Tips to Help Save the Environment

Written by on 6/12/2018 5:41 AM in , , , , . It has 0 Comments.

Going green is easier than you think. You can do your part just by changing your daily habits. There are simple things you can do each day to help reduce greenhouse gases and help protect the environment. Here are 5 easy tips that you can use to help make a difference and save the planet. 1.      Recycle – recycling is one of the easiest ways to help save the planet! It’s as simple as putting a can of soup or a piece of paper in a separate bin than your regular waste. Be sure to separate your recycling into glass, paper, plastic etc. 2.      Turn things off when you’re done using them – turn off the lights when you leave a room, unplug the toaster once you’re done with it, or unplug your phone charger from the wall once you’re completely charged. Simple things like that make a huge difference on the environment. 3.      Be cautious of how much water you use – turn the tap off when you’ ...


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Top Ten Safety Tips for Summer

Written by on 6/4/2018 5:33 AM in , , , , , , , . It has 0 Comments.

The weather is warm and outdoors is the place you want to be. It’s time for barbeques, playing in the pool, and many good things to do and eat. However, this is also a time when you need to be aware of safety and here are 10 safety tips to keep you and your family safe and sound this summer. 1. Grilling tip - make sure to clean the grill regularly and do not let grease build up. This will help to reduce the risk of fire. Also, do not let things accumulate around the grill. 2. Playground equipment – perform a safety check on play equipment. Examine the legs of the swing structure to make sure they are sturdy and not weakened by rust. Make sure swing chains are in good condition and inspect the seats too. Check out all the outdoor play equipment closely and look for rough spots that could cut people. If you find bad spots, sand them down and paint them with a good rust inhibiting paint. 3. Deck check – before you apply a new coat of deck sealer, check all railings and boards on the floor. ...


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How to Buy a Good Sailboat

Written by on 5/28/2018 5:19 AM in , , , , , , . It has 0 Comments.

You have tried your hand at sailing and you love it, and why not? It’s such a great feeling to be out on the water and sailing without the use of a motor. It takes some skill and time to learn but you will enjoy a great source of recreations and freedom with sailing. So now it’s time to buy a sailboat. What do you do and how can you get a good deal? Here are some helpful tips to put you on the right track. New or Used? Is it better to buy a used boat or a new one? This depends on what kind of condition the boat is in. If budget is a big concern, you may have no choice but to look at used vessels. With a used boat you may save on price and on boat insurance. However, you will find many good reasons to buy new. For example: You are the first owner and you know exactly what you are getting. You will receive the best warranty. You can enjoy the latest in sailing technology. There is no need for repairs or a lot of maintenance and this means more time to go sailing. What is t ...


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Boating Season is Here!!!

Written by on 4/27/2018 4:28 AM in , , , , , , , . It has 0 Comments.

Spring is finally here and that means it’s almost pleasure boating time!!

Every day in late spring and summer boats hit the water. Whether you prefer sailing, speed boating or anything in between you should make sure you’re protected.  As a boater did you know you are legally liable if something happens, whether you hit another boater, cause damage to the dock, or have a fuel spill? 

We can help take stress of liability off your hands!!  As Marine Insurance Brokers, we not only understand your liability needs, but we also have comprehensive knowledge of boats themselves, making sure that you have the right coverage for you!!

Our team of experts are here, ready to get you started this boating season!!  Give us a call today at 1-888-245-4741.


Don't Be Distracted While Driving

Written by on 3/7/2018 9:38 AM in , , , , , , . It has 0 Comments.

In today’s society it is becoming easier to be distracted while driving. Busy lifestyles mean we are always on the go and trying to manage our time can be difficult. There are times and places where this is acceptable. Operating a vehicle is not one of them! More and more we see drivers partaking in bad habits while driving. Distracted driving is a increasing issue. Not concentrating properly can cause you to make mistakes, miss your turn off, not see ahead and cause  fatal accidents. Some activities that contribute to distracted driving  include: Eating or drinking Texting Reading Personal grooming Reaching for an item Smoking Allowing pets on lap Changing songs/music Trying to calm an upset child/help them with something What can you do to avoid being distracted while driving? Be smart and aware! Stop to eat and drink or make sure you have had something before you go. Turn your phone off or on silent and don’t reach for it. There ...


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