Let's Give Back

Written by on 6/18/2018 3:50 AM in , , , , . It has 0 Comments.

Here at Fairway, we regularly give our time to support local charities and our communities.  We do it all, from volunteer firefighters, coaching children, participating in major events like the Canadian Cancer Societies Relay for Life, and practically everything in between.  Here are our top 5 reasons why we think everyone should volunteer: 1. You’re giving back to the community. When you volunteer you are helping those who really need it.  You are helping strengthen your community. Whether you are helping tutor children, supporting families in eldercare, or cleaning up the local beach, your community reaps the benefits.   2. You’re helping make a difference. There is no satisfaction like knowing you are making a difference in someone’s life.  Even the small things can make a huge difference. 3. It gives you self-confidence and a sense of accomplishment Knowing at the end of the day that you helped someone smile, be it a child or an adult in need, not only ...


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The Importance of Wearing a Lifejacket

Written by on 6/14/2018 3:41 AM in , , , , , , , . It has 0 Comments.

With summer just around the corner, many Canadians are dreaming of fun-filled days out on the water with family and friends. While boating is a great activity for people of all ages – it also comes with serious risks. Wearing a life jacket is a simple yet extremely important way to keep you and your family safe. Wearing a life jacket is important because: 1.      They save lives 2.      They help turn an unconscious person in a face-up position in the water 3.      Boating accidents can occur to even the most experienced boat drivers and crew 4.      Boating accidents occur during any type of weather 5.      Adults are just as likely as children to drown 6.      Being intoxicated or having alcohol in your system affects your swimming ability 7.      They help prevent hypothermia It is important to stay educated on the ...


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5 Tips to Help Save the Environment

Written by on 6/12/2018 5:41 AM in , , , , . It has 0 Comments.

Going green is easier than you think. You can do your part just by changing your daily habits. There are simple things you can do each day to help reduce greenhouse gases and help protect the environment. Here are 5 easy tips that you can use to help make a difference and save the planet. 1.      Recycle – recycling is one of the easiest ways to help save the planet! It’s as simple as putting a can of soup or a piece of paper in a separate bin than your regular waste. Be sure to separate your recycling into glass, paper, plastic etc. 2.      Turn things off when you’re done using them – turn off the lights when you leave a room, unplug the toaster once you’re done with it, or unplug your phone charger from the wall once you’re completely charged. Simple things like that make a huge difference on the environment. 3.      Be cautious of how much water you use – turn the tap off when you’ ...


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Top Ten Safety Tips for Summer

Written by on 6/4/2018 5:33 AM in , , , , , , , . It has 0 Comments.

The weather is warm and outdoors is the place you want to be. It’s time for barbeques, playing in the pool, and many good things to do and eat. However, this is also a time when you need to be aware of safety and here are 10 safety tips to keep you and your family safe and sound this summer. 1. Grilling tip - make sure to clean the grill regularly and do not let grease build up. This will help to reduce the risk of fire. Also, do not let things accumulate around the grill. 2. Playground equipment – perform a safety check on play equipment. Examine the legs of the swing structure to make sure they are sturdy and not weakened by rust. Make sure swing chains are in good condition and inspect the seats too. Check out all the outdoor play equipment closely and look for rough spots that could cut people. If you find bad spots, sand them down and paint them with a good rust inhibiting paint. 3. Deck check – before you apply a new coat of deck sealer, check all railings and boards on the floor. ...


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How to Buy a Good Sailboat

Written by on 5/28/2018 5:19 AM in , , , , , , . It has 0 Comments.

You have tried your hand at sailing and you love it, and why not? It’s such a great feeling to be out on the water and sailing without the use of a motor. It takes some skill and time to learn but you will enjoy a great source of recreations and freedom with sailing. So now it’s time to buy a sailboat. What do you do and how can you get a good deal? Here are some helpful tips to put you on the right track. New or Used? Is it better to buy a used boat or a new one? This depends on what kind of condition the boat is in. If budget is a big concern, you may have no choice but to look at used vessels. With a used boat you may save on price and on boat insurance. However, you will find many good reasons to buy new. For example: You are the first owner and you know exactly what you are getting. You will receive the best warranty. You can enjoy the latest in sailing technology. There is no need for repairs or a lot of maintenance and this means more time to go sailing. What is t ...


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Boating Season is Here!!!

Written by on 4/27/2018 4:28 AM in , , , , , , , . It has 0 Comments.

Spring is finally here and that means it’s almost pleasure boating time!!

Every day in late spring and summer boats hit the water. Whether you prefer sailing, speed boating or anything in between you should make sure you’re protected.  As a boater did you know you are legally liable if something happens, whether you hit another boater, cause damage to the dock, or have a fuel spill? 

We can help take stress of liability off your hands!!  As Marine Insurance Brokers, we not only understand your liability needs, but we also have comprehensive knowledge of boats themselves, making sure that you have the right coverage for you!!

Our team of experts are here, ready to get you started this boating season!!  Give us a call today at 1-888-245-4741.


Don't Be Distracted While Driving

Written by on 3/7/2018 9:38 AM in , , , , , , . It has 0 Comments.

In today’s society it is becoming easier to be distracted while driving. Busy lifestyles mean we are always on the go and trying to manage our time can be difficult. There are times and places where this is acceptable. Operating a vehicle is not one of them! More and more we see drivers partaking in bad habits while driving. Distracted driving is a increasing issue. Not concentrating properly can cause you to make mistakes, miss your turn off, not see ahead and cause  fatal accidents. Some activities that contribute to distracted driving  include: Eating or drinking Texting Reading Personal grooming Reaching for an item Smoking Allowing pets on lap Changing songs/music Trying to calm an upset child/help them with something What can you do to avoid being distracted while driving? Be smart and aware! Stop to eat and drink or make sure you have had something before you go. Turn your phone off or on silent and don’t reach for it. There ...


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What's your Deductible??

Written by on 2/27/2018 5:19 AM in , , , , , , , , . It has 0 Comments.

Deductible options are used in  both auto and home insurance. Many insurance companies have set deductible options. When choosing your collision and comprehensive deductible your insurance broker should advise what options are available. For example: $1000, $500, $250 and $100. The higher the deductible the lower the premium. Depending on the overall rating, increasing or decreasing the deductible may not change the premium by a large spread. In other cases it can alter the premium enough to make a difference. The same applies to home insurance. Due to rising claims, some companies have set minimum deductibles for collision, comprehensive and home insurance. Picking your deductible should be based not only on how it effects the cost of your policy but also what you can afford if you were to have a claim. If you want  a $1000 collison deductible in order to bring down your annual premium, you need to be able to pay $1000 out of pocket if you were to have an at fault collision claim. Check w ...


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Contents and Tenants Insurance...Why it's something you need!!

Written by on 2/21/2018 5:45 AM in , , , , , , . It has 0 Comments.

On a regular basis people are obtaining coverage for their vehicles. People are required to put collision and comprehensive if they have a loan for their vehicle, others choose to protect their investment even when not required. Meanwhile so many people are refusing to protect their belongings. Contents, also known as tenants insurance can help! Regularly we hear, "I don't need contents insurance, I'm not worried about something happening." The unfortunate fact is - losses happen all the time. Fire, smoke damage, thefts are a few of the common claims that happen to renters. You cannot always control claims from happening especially when you live in a rented home or apartment. We also hear, "I don't need contents insurance I don't have many belongings." A lot of renters do not understand the worth of their contents. The truth is most people only think about the big things - television, couch, chair & computer. There are so many items to consider. A broker should remind you of the things you don't thi ...


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Beat the Winter Blues!

Written by on 2/7/2018 9:22 AM in , , , . It has 0 Comments.

Winter is here! Cold weather and snow fall totals can be discouraging as we approach the middle of winter. Some people thrive on winter and enjoy the shoveling, cold hands, wet feet, long days and dark nights. For those who do not enjoy the lengthy winter months in our climate - there are lots of activities and things you can do to keep occupied and feel better! -take a trip to a sunny destination -add foods with vitamin D to your diet -try exercising indoors -watch movies or find a new series -read a book -find a hobby – like knitting or crafting -spend quality time with loved ones -go sledding or snowshoeing -volunteer for a great cause Winter depression is a real issue, also known as SAD (Seasonal Affective Disorder), it is caused by the lack of natural sunlight in the winter months. However, people can also just feel down because of the stress of the holidays passing, bills, eating too much and not being active enough. Make sure you take the steps when possible to prevent the winter blues. ...


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