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Richmond Renters Insurance

If you rent your home, you need insurance.

If you thought your belongings and liability would be covered by the insurance your landlord carries for the property, think again. Renter's insurance is required to protect your belongings for perils like theft, vandalism, fire, and falling objects. Without this vital coverage, if there is a loss to your apartment building you will have to pay to replace all of your belongings. Could you afford this? According to recent estimates, nearly two-thirds of the 81 million people who rent their homes are uninsured for their contents or for any liability arising out of their tenancy. Don’t be a statistic – get covered today!

Renters insurance from Nesika Insurance Services assures you that you will be protected against loss of or damage to your personal property when you rent your apartment or house. Although your landlord may have insurance covering the physical building in which you live, this insurance does not extend to your own personal property or liability. In fact, if you read your lease closely it is entirely possible that your landloard actually requires their tenants to purchase renters insurance prior to renting or leasing their property.

Not only will  renters insurance protect your personsal item, it will also cover the costs of temporary housing and give you liability protection for people on your property. If there is a liability suit brought against you, renters insurance can help to protect you. If you are held responsible for injury to another person or damage to another persons property (at your rented residence or elsewhere), this renters insurance can help to protect you. 

You know you need renters insurance. Knowing your options will help you to choose the best property for full coverage and best peace of mind.

What’s covered in Nesika Insurance Services Renters Insurance?

If you came home tomorrow and your apartment had burned down, what would happen? Where would you go? How would you pay to replace everything you own, from toiletries to appliances and furnitures? The costs of replacement and temporary housing can be astronomical. Renters insurance can cover all of this so that you don't have to worry. 

Virtually all of your personal possessions can be covered by renters insurance. Most of these policies provide coverage for electronic goods , cameras and photography equipment, furniture, clothing, glassware and china, books, small appliances, and even sports equipments. Items such as jewelry, furs, watercraft, and firearms can also be covered with extended scheduled protection. 

The insurance policy for your rental home includes:

  • Personal property protection
  • Family liability protection
  • Guest medical protection
  • Additional living expenses
  • Additional protection

Get a Quote from Nesika Insurance Services for Renters Insurance Today!

According to a 2006 poll conducted by the Insurance Research Council only 43% of renters nationwide have insurance - don’t be left high and dry without coverage. To tailor a renters insurance policy that’s right for you today, fill out the quick and easy Protection Savings Form below right now. An Renters Insurance expert from Nesika Insurance Services will provide you with the best possible quote in no time.