From the category archives: Fairway Insurance Services

Family

Halloween Safety

Written by on 10/30/2018 7:03 AM in , , , , , . It has 0 Comments.

Halloween is a fun and exciting time for most, but can be scary! It is important to keep safe and avoid getting hurt. So here are some Halloween Safety Tips for children and young adults: -head out early and avoid staying out too late -wear reflective tape or light up/flashing items -take a flash light to ensure you can see where you are walking -make sure your costume doesn’t drag so it wont trip -make sure you can see and hear out of your mask properly (or try face paint!) -make sure to dress warm under your costume -look both ways before crossing the street -make sure vehicles are stopped and can see you before crossing the street -consider going to a Trunk or Treat event to avoid walking on the roads in the dark -always go with a parent or with a trusted adult -don’t go inside a home of someone you don’t know -try to only go to doors of people you know -be kind and polite -never eat a candy or treat that appears to be tampered with or opened -have an adult check your loot ...


Read More

WHY DO I NEED DIRECTOR’S AND OFFICER’S INSURANCE (D&O)?

Written by on 9/5/2018 7:15 AM in , , , , . It has 0 Comments.

Directors and Officers insurance protects the personal assets of directors and officers, and their spouses, in the event they are personally sued by other parties for (alleged) mis-management of their company or organization. What is the difference between Commercial General Liability (CGL) insurance and Director’s and Officer’s (D&O) Insurance: o   CGL provides coverage for claims arising from third party property damage and/or bodily injury. o   D&O provides coverage for wrongful acts such as neglect or breach of duty. People who give advice and/or make educated recommendations also benefit from Errors and Omissions (E&O) coverage, as they are at risk of being sued for giving improper or misleading advice. Examples  of types of potential losses may include: o Wrongful dismissal o Slander o Fraud ...


Read More

Be a Better Driver!!

Written by on 6/26/2018 4:44 AM in , , , , , , , , . It has 0 Comments.

Let’s face it, at some point in our driving history we have all been distracted by one thing or another, lucky for most of us, we haven’t caused an accident…YET! Distracted driving has become a serious issue in today’s society. The use of cell phones in cars has increased significantly. RCMP are now cracking down on distracted driving, and are handing out some hefty fines, and we couldn’t agree more…for everyone’s safety. Here are our top 8 tips on how to stop being a distracted driver: If your phone allows it, turn on Do Not Disturb while driving If your phone doesn’t have do not disturb, put it out of reach Set your GPS before your start driving do you don’t need to do it when you’re on the road. Make sure your passengers are not a distraction. If you have children, give them something to occupy them Avoid eating, drinking, and applying make-up while your vehicle is in motion Keep music at a reasonable level so ...


Read More

Trampolines and Safety!!

Written by on 6/25/2018 4:48 AM in , , , , , , , . It has 0 Comments.

Trampolines are becoming more popular every year.  With varying types from small, for personal exercise, to the large outdoor variety, there’s never been a better time to talk about trampoline safety. Every year there are approximately 100,000 trampoline related injuries, the majority of which happen to children. Trampolines are not recommended for at home use, however if you must have one there are guidelines to follow. Here are some trampoline safety tips: Be sure to talk to your insurance broker before installing a trampoline. Ensure there is adequate supervision when the trampoline is in use. Only one person at a time should be using the trampoline. Make sure the trampoline is on level ground and that there is a 2-meter clearance around the sides. Using a trampoline safety net can help prevent injuries from falls Never attempt somersaults on the trampoline. Make sure supporting bars and landing surfaces have sufficient padding. Inspect the tramp ...


Read More

Let's Give Back

Written by on 6/18/2018 3:50 AM in , , , , . It has 0 Comments.

Here at Fairway, we regularly give our time to support local charities and our communities.  We do it all, from volunteer firefighters, coaching children, participating in major events like the Canadian Cancer Societies Relay for Life, and practically everything in between.  Here are our top 5 reasons why we think everyone should volunteer: 1. You’re giving back to the community. When you volunteer you are helping those who really need it.  You are helping strengthen your community. Whether you are helping tutor children, supporting families in eldercare, or cleaning up the local beach, your community reaps the benefits.   2. You’re helping make a difference. There is no satisfaction like knowing you are making a difference in someone’s life.  Even the small things can make a huge difference. 3. It gives you self-confidence and a sense of accomplishment Knowing at the end of the day that you helped someone smile, be it a child or an adult in need, not only ...


Read More

Top Ten Safety Tips for Summer

Written by on 6/4/2018 5:33 AM in , , , , , , , . It has 0 Comments.

The weather is warm and outdoors is the place you want to be. It’s time for barbeques, playing in the pool, and many good things to do and eat. However, this is also a time when you need to be aware of safety and here are 10 safety tips to keep you and your family safe and sound this summer. 1. Grilling tip - make sure to clean the grill regularly and do not let grease build up. This will help to reduce the risk of fire. Also, do not let things accumulate around the grill. 2. Playground equipment – perform a safety check on play equipment. Examine the legs of the swing structure to make sure they are sturdy and not weakened by rust. Make sure swing chains are in good condition and inspect the seats too. Check out all the outdoor play equipment closely and look for rough spots that could cut people. If you find bad spots, sand them down and paint them with a good rust inhibiting paint. 3. Deck check – before you apply a new coat of deck sealer, check all railings and boards on the floor. ...


Read More

How to Buy a Good Sailboat

Written by on 5/28/2018 5:19 AM in , , , , , , . It has 0 Comments.

You have tried your hand at sailing and you love it, and why not? It’s such a great feeling to be out on the water and sailing without the use of a motor. It takes some skill and time to learn but you will enjoy a great source of recreations and freedom with sailing. So now it’s time to buy a sailboat. What do you do and how can you get a good deal? Here are some helpful tips to put you on the right track. New or Used? Is it better to buy a used boat or a new one? This depends on what kind of condition the boat is in. If budget is a big concern, you may have no choice but to look at used vessels. With a used boat you may save on price and on boat insurance. However, you will find many good reasons to buy new. For example: You are the first owner and you know exactly what you are getting. You will receive the best warranty. You can enjoy the latest in sailing technology. There is no need for repairs or a lot of maintenance and this means more time to go sailing. What is t ...


Read More

Don't Be Distracted While Driving

Written by on 3/7/2018 9:38 AM in , , , , , , . It has 0 Comments.

In today’s society it is becoming easier to be distracted while driving. Busy lifestyles mean we are always on the go and trying to manage our time can be difficult. There are times and places where this is acceptable. Operating a vehicle is not one of them! More and more we see drivers partaking in bad habits while driving. Distracted driving is a increasing issue. Not concentrating properly can cause you to make mistakes, miss your turn off, not see ahead and cause  fatal accidents. Some activities that contribute to distracted driving  include: Eating or drinking Texting Reading Personal grooming Reaching for an item Smoking Allowing pets on lap Changing songs/music Trying to calm an upset child/help them with something What can you do to avoid being distracted while driving? Be smart and aware! Stop to eat and drink or make sure you have had something before you go. Turn your phone off or on silent and don’t reach for it. There ...


Read More

Contents and Tenants Insurance...Why it's something you need!!

Written by on 2/21/2018 5:45 AM in , , , , , , . It has 0 Comments.

On a regular basis people are obtaining coverage for their vehicles. People are required to put collision and comprehensive if they have a loan for their vehicle, others choose to protect their investment even when not required. Meanwhile so many people are refusing to protect their belongings. Contents, also known as tenants insurance can help! Regularly we hear, "I don't need contents insurance, I'm not worried about something happening." The unfortunate fact is - losses happen all the time. Fire, smoke damage, thefts are a few of the common claims that happen to renters. You cannot always control claims from happening especially when you live in a rented home or apartment. We also hear, "I don't need contents insurance I don't have many belongings." A lot of renters do not understand the worth of their contents. The truth is most people only think about the big things - television, couch, chair & computer. There are so many items to consider. A broker should remind you of the things you don't thi ...


Read More

Winter Driving Tips

Written by on 1/3/2018 7:35 AM in , , , , , , , , . It has 0 Comments.

With the first winter storm of 2018 fast approaching, the Insurance Brokers Association of Nova Scotia has released some tips to keep you prepared on the road. We all know that no one wants to be on the road during bad weather, but being prepared can make all the difference.  ·        Remove all ice and snow from your windshield, mirrors and side windows. ·        Check your wipers and washer fluid. ·        Make sure you have winter tires on your vehicle. ·        Check tire pressure regularly as this can be affected by cold temperatures. ·        Keep your gas tank topped up in case you get stuck in traffic. ·        Carry a blanket, shovel, snacks, flashlight, emergency kit, road salt/sand. ·        Check ...


Read More

Pages: Previous12NextReturn Top