From the category archives: Fairway Insurance Services

Motorcycle

Things to Do to Prepare for a Hurricane!

Written by on 9/6/2019 6:01 AM . It has 0 Comments.

With Hurricane Dorian heading our way over the weekend, now’s the time to start preparing around your home and business. To make this a little easier, here are our top 10 things to do to prepare: 1)     Tie down or bring inside your patio furniture or anything loose around your home 2)     Trim dead branches and cut down dead trees to reduce the danger of these falling onto your house. 3)     Make sure downspouts are clear of debris and direct water away from your home. 4)     Fill your vehicle with gas 5)     Fill your propane tank for your bbq or have a spare in case you need it to cook food.  6)     Be prepared for power outages with sufficient food, water and medications.              • Water, one gallon of water per person, per day, for at least three days. (for drinking  and sanitation)    ...


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Summer Is Here!!

Written by on 7/15/2019 7:10 AM in , , , , , . It has 0 Comments.

Summer is in full swing, and with that we see more traffic on the roads, and on the water. Whether it’s a car, boat, pedestrian or kayaker there are lots of people out there.  It is very important that we are not distracted when operating any vehicle or watercraft.  Pay attention to your surroundings and always look twice. Ensure that you are following the rules of the road and water.  Here are just a few great tips. If you’re on the road: 1)     Watch for pedestrians and wildlife 2)     Don’t drink and drive 3)     Don’t do anything that distracts you, pull over instead If you’re on the water: 1)     Be cautious of other boaters and swimmers.  Don’t get too close 2)     Don’t drink and boat 3)     Ensure your have your pleasure craft operators card We want everyone to have a safe and enjoyable summer, but accidents ...


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Motorcycle Safety Tips for Wharf Rat Rally and All Season Long!!

Written by on 8/28/2018 5:18 AM in , , , , . It has 0 Comments.

With the 14th Annual Wharf Rat Rally coming to Digby, Nova Scotia this week, this little town is expecting an influx of bikes and their riders. While motorcycles are a fun, fuel efficient method of transportation, it is important to be aware of the safety risks that come with riding these bikes. Here are a few tips to keep you and your family safe this year all while enjoying the freedom that comes with riding a motorcycle! 1.      Brush up on core skills in a safe place like an empty parking lot by practicing emergency braking and obstacle avoidance. 2.      Always use your signals to make other drivers aware of your actions at all times.  3.      Ride at a safe speed and stay far enough behind other vehicles that you have plenty of time to stop safely. 4.      Avoid bad weather as much as possible. Rain not only cuts your visibility but reduces your tires’ grip on the road. 5.  & ...


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Be a Better Driver!!

Written by on 6/26/2018 4:44 AM in , , , , , , , , . It has 0 Comments.

Let’s face it, at some point in our driving history we have all been distracted by one thing or another, lucky for most of us, we haven’t caused an accident…YET! Distracted driving has become a serious issue in today’s society. The use of cell phones in cars has increased significantly. RCMP are now cracking down on distracted driving, and are handing out some hefty fines, and we couldn’t agree more…for everyone’s safety. Here are our top 8 tips on how to stop being a distracted driver: If your phone allows it, turn on Do Not Disturb while driving If your phone doesn’t have do not disturb, put it out of reach Set your GPS before your start driving do you don’t need to do it when you’re on the road. Make sure your passengers are not a distraction. If you have children, give them something to occupy them Avoid eating, drinking, and applying make-up while your vehicle is in motion Keep music at a reasonable level so ...


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Don't Be Distracted While Driving

Written by on 3/7/2018 9:38 AM in , , , , , , . It has 0 Comments.

In today’s society it is becoming easier to be distracted while driving. Busy lifestyles mean we are always on the go and trying to manage our time can be difficult. There are times and places where this is acceptable. Operating a vehicle is not one of them! More and more we see drivers partaking in bad habits while driving. Distracted driving is a increasing issue. Not concentrating properly can cause you to make mistakes, miss your turn off, not see ahead and cause  fatal accidents. Some activities that contribute to distracted driving  include: Eating or drinking Texting Reading Personal grooming Reaching for an item Smoking Allowing pets on lap Changing songs/music Trying to calm an upset child/help them with something What can you do to avoid being distracted while driving? Be smart and aware! Stop to eat and drink or make sure you have had something before you go. Turn your phone off or on silent and don’t reach for it. There ...


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The Myth of "Full Coverage"

Written by on 1/22/2018 6:33 AM in , , , , , . It has 0 Comments.

Many times insurance brokers hear the term full coverage throughout the day. Many of those conversations are with clients requesting 'full coverage' because they have purchased a newer vehicle or just purchased a home. If you've ever been corrected it is because 'full coverage' is not a proper term. There is no such thing as full coverage. Why? Full Coverage would be implying that everything possible would be covered. There are limits to definitions of coverage and exclusions that prevent everything from being covered. In auto insurance for example, collision and comprehensive are the two of the coverages you require when financing a vehicle. You get to choose deductible options for each (without going over $1000). There are also several optional endorsements that can be added which provide additional coverage such as a rental vehicle, road side assistance and an accident waiver. Comprehensive covers theft of a vehicle but not theft of the items in the vehicle. Therefore it would not be proper to state you ...


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Automotive Breakdown Safety Tips

Written by on 7/21/2017 5:54 AM in , , , . It has 0 Comments.

This year, millions of Canadians will hit the road for a vacation or perhaps just a fun and relaxing road trip. It is a good way to get away from it all and not think about the rat race and tensions of everyday life. However, while you travel all kinds of things can happen if you are not prepared. Here are 5 tips to keep you safe when you suddenly find yourself stranded on the road. 1. Know Where You Are If you have GPS onboard, this should not be a problem. However, not everyone has this luxury, so look around for landmarks or highway markers. Your location is very important if you need to tell someone where you are. The better directions they have, the quicker you can receive the kind of help you need. 2. Be Careful with Flat Tires If you are driving along and notice a tire is flat, the last thing you want to do is panic. Here is what you should do: Do not slam on the brakes. This can actually cause you to lose control of the car and it could result in a terrible disaster. Hold the steering ...


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Motorcycle Safety…What you Need to Know!!

Written by on 4/15/2014 10:12 AM . It has 0 Comments.

Every year thousands of Canadians die in motorcycle accidents, and even more are injured. It’s that time of year again and Motorcycle safety is something that everyone, not just motorcycle drivers NEED to participate in. Here are a couple tips for keeping our roads safe this season.   Motorcycle Drivers   -          Make sure you wear an approved Motorcycle helmet that is not damaged. -          Make sure your clothing is visible, especially at night -          Dress for the slide not for the ride. Wear thick clothing as well as boots and gloves, it can protect you if you fall. -          Watch out for Sand and Debris -          Act like nobody has mirrors – avoid blind spots   For other Drivers   -          Treat motorcycles like they are as big as other vehicles, even though they don’t take up as much space, th ...


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