From the category archives: Fairway Insurance Services

Boat

Summer Is Here!!

Written by on 7/15/2019 7:10 AM in , , , , , . It has 0 Comments.

Summer is in full swing, and with that we see more traffic on the roads, and on the water. Whether it’s a car, boat, pedestrian or kayaker there are lots of people out there.  It is very important that we are not distracted when operating any vehicle or watercraft.  Pay attention to your surroundings and always look twice. Ensure that you are following the rules of the road and water.  Here are just a few great tips. If you’re on the road: 1)     Watch for pedestrians and wildlife 2)     Don’t drink and drive 3)     Don’t do anything that distracts you, pull over instead If you’re on the water: 1)     Be cautious of other boaters and swimmers.  Don’t get too close 2)     Don’t drink and boat 3)     Ensure your have your pleasure craft operators card We want everyone to have a safe and enjoyable summer, but accidents ...


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The Importance of Wearing a Lifejacket

Written by on 6/14/2018 3:41 AM in , , , , , , , . It has 0 Comments.

With summer just around the corner, many Canadians are dreaming of fun-filled days out on the water with family and friends. While boating is a great activity for people of all ages – it also comes with serious risks. Wearing a life jacket is a simple yet extremely important way to keep you and your family safe. Wearing a life jacket is important because: 1.      They save lives 2.      They help turn an unconscious person in a face-up position in the water 3.      Boating accidents can occur to even the most experienced boat drivers and crew 4.      Boating accidents occur during any type of weather 5.      Adults are just as likely as children to drown 6.      Being intoxicated or having alcohol in your system affects your swimming ability 7.      They help prevent hypothermia It is important to stay educated on the ...


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How to Buy a Good Sailboat

Written by on 5/28/2018 5:19 AM in , , , , , , . It has 0 Comments.

You have tried your hand at sailing and you love it, and why not? It’s such a great feeling to be out on the water and sailing without the use of a motor. It takes some skill and time to learn but you will enjoy a great source of recreations and freedom with sailing. So now it’s time to buy a sailboat. What do you do and how can you get a good deal? Here are some helpful tips to put you on the right track. New or Used? Is it better to buy a used boat or a new one? This depends on what kind of condition the boat is in. If budget is a big concern, you may have no choice but to look at used vessels. With a used boat you may save on price and on boat insurance. However, you will find many good reasons to buy new. For example: You are the first owner and you know exactly what you are getting. You will receive the best warranty. You can enjoy the latest in sailing technology. There is no need for repairs or a lot of maintenance and this means more time to go sailing. What is t ...


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Boating Season is Here!!!

Written by on 4/27/2018 4:28 AM in , , , , , , , . It has 0 Comments.

Spring is finally here and that means it’s almost pleasure boating time!!

Every day in late spring and summer boats hit the water. Whether you prefer sailing, speed boating or anything in between you should make sure you’re protected.  As a boater did you know you are legally liable if something happens, whether you hit another boater, cause damage to the dock, or have a fuel spill? 

We can help take stress of liability off your hands!!  As Marine Insurance Brokers, we not only understand your liability needs, but we also have comprehensive knowledge of boats themselves, making sure that you have the right coverage for you!!

Our team of experts are here, ready to get you started this boating season!!  Give us a call today at 1-888-245-4741.


5 Eco Friendly Boating Tips

Written by on 8/22/2017 4:52 AM in , , , , , . It has 0 Comments.

When you go boating, you want to have fun and enjoy yourself. There is nothing wrong with this but it is important to do your part for the environment so everyone will have a safe and enjoyable place for many years to come. Here are five things to remember that will help you have an environmentally friendly time. 1. Don’t Throw Trash into the Water There is no reason to toss empty beverage containers or food wrappers into your local bodies of water. This causes a great deal of debris and can result in toxic build up over time. Never throw out plastic six pack holders. If these things get into the water, it’s possible for innocent creatures to be captured and trapped inside of them. This can result in terrible tragedies, including needless loss of life, and pain and suffering. When you toss garbage into our bodies of water, you make it hard on everyone. It looks terrible and people visiting will think that everyone in Atlantic Canada is thoughtless and selfish. This is not a good way to attract ...


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The Importance of Responsible Boating

Written by on 7/25/2017 5:23 AM in , , , , . It has 0 Comments.

Boating is one of the most relaxing and enjoyable things you can do and this is something that everyone in Atlantic Canada has a right to. However, because there may be many other people out there, it is important to be responsible and think of others. This will make the waters much better for everyone involved. Here are some important things to remember about responsible boating. Use the Right Places It can cause a lot of problems if you venture into an area that is not designed for your vessel. For example, if no motorized boats are allowed and you take your powered vessel there, it’s going to upset a lot of people and create a great deal of unnecessary noise. In addition, there is a reason for boating restrictions. For instance, powered boats may be harmful to some types of marine creatures. Don’t Try to Save Money on Life Vests Always use life jackets and vests that have been properly tested and approved. In addition, when you buy vests, purchase ones that are very sturdy and can easily ho ...


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8 Ways to Stay Safe on the Water

Written by on 7/18/2017 5:05 AM in , , , , , . It has 0 Comments.

Atlantic Canada is a great place to go boating. There is so much to do and so many fun activities, especially in the warm and lovely weather. However, the unexpected can happen on the water and this can present special hazards that you will not face on land. Here are 8 helpful tips to keep you and your family safe while you are having fun with your boat. 1. Wear Your Lifejacket It may look daring and cool to speed through the water without wearing a life jacket or flotation device, but it is not smart. Maybe you think you are a great swimmer and you won’t need a life jacket if you are suddenly thrown into the water. However, you never know what can happen. Suppose the boat capsized and you were struck in the head? What would happen if your legs were seriously injured in an accident? It only takes a few minutes to drown, and if you have a life jacket on, it can make the difference between life and death. 2. Have an Emergency Plan What would happen if you faced a sudden storm or the boat tipped over? ...


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9 Helpful Sailing Tips for Beginners

Written by on 7/10/2017 6:00 AM in , , , , . It has 0 Comments.

Sailing on the water in Atlantic Canada is one of the most pleasurable things you can do.  It's a different world out on the water.  There is something about the freedom and relaxation that comes with boating, and you don't have to be concerned with all the things that are happening onshore.  However, if you are just beginning, these 9 sailing ti[s can help you get off to a safe start.  1. Take lessons first:  Maybe you know someone that is experienced with sailing.  Learn all you can from this person.  IF you have no one to learn from, consider taking lessons.  Before you start lessons, take the time to study basic terms you will be dealing with.  For example, port is left and starboard is right, when looking at the bow (front) of the boat. 2. If possible, rent your first sailboat: This gives you a "try before you buy" advantage.  Plus, you'll know exactly what you like and how much boat you can handle.  In addition, you should rent something smal ...


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11 Important Sailing Tips To Remember

Written by on 7/5/2017 5:50 AM . It has 0 Comments.

Are you going to buy a sailboat?  Perhaps you are new to the sport and need to learn more.  Before you take lessons, understanding some basic sailing terms will give you a head start and make the process much easier.  Here are 11 important things that all first time sailors should know.  1. Port and Starboard So many people constantly get these two terms mixed up and it cab be a real problem if someone is giving you directions.  The best way to avoid this is the use common memory tricks or strategies.  See yourself sitting in the boat and you are facing the front.  Port is to the left and starboard is to your right.  Here are three memory tips: The word "port" and the word "left" both have the same amount of letters. Imagine a bottle of red "port" wine (port lights on a ship are red). Think of a ship that has left "port" and went out to see.  2. Stern or Aft The stern is always the back part of your boat.  This is sometimes referred to a ...


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Do I Really Need Liability Insurance for my Pleasure Boat?

Written by on 6/8/2017 7:30 AM in , , , , , . It has 0 Comments.

Do I Really Need Liability Insurance for my Pleasure Boat? It’s not a big boat and it didn’t cost a ton of money.  I only plan to take it on the water a few times this year, so why should I have to worry about any kind of boat insurance? After all, what could possibly happen while I’m taking a short cruise or fishing? This is a common sentiment among many people that plan to take small trips this year.  However, the truth is,  boat insurance is very important and without it, you could be in some serious trouble.  What is Boating Liability Insurance?  There are two main components of liability coverage.  Both of these coverages provide valuable protection and they come as a package in Canada.  Property Damage Liability Property damage liability covers damage that you might accidentally inflict on other people’s boats or property.  For example, suppose you were out boating and a collision occurred.  True, this is a rare instance, but it ...


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